About OneAmerica®

A national leader in the insurance and financial services marketplace for nearly 140 years, the companies of OneAmerica help customers build and protect their financial futures.

OneAmerica offers a variety of products and services to serve the financial needs of their policyholders and customers. These products include retirement plan products and recordkeeping services, individual life insurance, annuities, asset based long-term care solutions and employee benefit plan products.

Products are issued and underwritten by the companies of OneAmerica and distributed through a nationwide network of employees, agents, brokers and other sources that are committed to providing value to our customers.

Underwriting, Director

This role works within Underwriting to drive OneAmerica success in the Advanced Underwriting Market for our AUL business line. The role brings value to OneAmerica by managing and assessing risk of high value applications and business partners. The position is responsible for accurately assessing complex risks to meet pricing expectations and minimize risk to the company. The role partners with distribution partners and internal patterns to successfully facilitate the placement of properly priced business.

Primary Responsibilities:

•        Assess complex risk: medical, financial, avocation, occupation, etc.

•        Communicate effectively with business partners

•        Coordinate with distribution and internal partners

•        Manage production queue

•        Support underwriting team as needed

•        Leverage strengths: mentoring, training (internal & external), projects

•        Support department and corporate objectives

•        Increase underwriting knowledge

•        Focus on personal development

•        Mentor/Share knowledge

•        Promote OneAmerica underwriting

•        Assess complex risk: medical, financial, avocation, occupation, etc.

•        Communicate effectively with business partners

•        Coordinate with distribution and internal partners

•        Manage production queue

•        Support underwriting team as needed

•        Leverage strengths: mentoring, training (internal & external), projects

•        Support department and corporate objectives

•        Increase underwriting knowledge

•        Focus on personal development

•        Mentor/Share knowledge

Knowledge, Skills, & Abilities

•        Broad medical and financial knowledge

•        Product knowledge

•        Understanding of New Business processes

•        Relate complex underwriting information in layman's terms

•        Extensive understanding of life insurance

•        Training and coaching skills

•        Negotiation skills

•        Multi-tasking

•        Sense of urgency

•        Market minded

•        Ability to deal in ambiguous situations

•        Strong judgement and decision making

•        Willingness to be challenged

•        Professional written and oral communication

•        Time management skills

•        Role model for peers/change agent

•        Open to diverse perspectives

•        Role model for peers/change agent

•        System savvy

Required Education and/or Certifications

•        B.A./B.S, College degree or equivalent experience

Recommended Education and/or Certifications

•        One or more of the following designations: FALU, FLMI, CLU, CHFC

•        EKG interpretation

Required Work Experience

•        15-20 years life and/or medical underwriting experience

•        Approval Authority: Life =$10,000,000; LTC $5,000,000